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Sterling the Lion

Asset finance allows your business to invest quickly and easily in the assets you need in order to thrive.

As an alternative to digging deep into your working capital and paying large upfront costs, we offer flexible repayment options so you can spread the costs of new purchases.

Features & Benefits

  • Preserves working capital – Allowing you to invest in other, more important areas of the business operation
  • Flexible funding profiles - So that you can match repayments to your cash flow cycles
  • Fixed payments - Making it easy for you to manage your budget
  • Comprehensive – Giving you the option to include servicing, upgrades, maintenance and support into your flexible payment plan
  • Tax efficient - Every product we provide benefits from tax relief in one form or another

Whether you are looking to grow your balance sheet and take advantage of writing down allowances or you simply want to utilise an asset through operational expenses, we have the finance product that meets your needs.

"If it appreciates in value, buy it. If it depreciates, lease it."
John Paul Getty American Entrepreneur & Billionaire

Assets we finance

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Vehicles & Vessels

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Looking for a competitive quote for a vehicle that suits your business needs? We're here to keep your business moving.

Hire Purchase

Spread the cost of your vehicle over a fixed term, typically between 1 and 7 years. Once all of the payments have been made, the vehicle is all yours. The vehicle doesn't have to be new, we can finance used and classic vehicles as well.

Contract Hire

Perfect option for those who like to drive the newest car or van without the hassle of owning it! Hire your vehicle over an agreed term and mileage allowance and then return it at the end of the agreement. You can then start all over again!

Chattel Mortgage

A specialist loan product generally used to obtain moveable property such as planes, drones and boats where the asset is used as security for the loan.

Plant & Machinery

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Acquire the plant and machinery that your business needs to grow, without paying large upfront costs that can significantly dent your cash flow.

Fixed Term Hire Agreement

Fixed payments over a fixed period of time, with the option to gain ownership of the equipment at the end of the agreement.

Minimum Term Hire Agreement

Fixed payments over a minimum term, giving you the option to continue leasing the equipment after the primary term of the agreement has been reached.

Operational Lease

Lease the equipment without the hassle of ever owning it. The lender will consider it's future value and take a residual risk in turn reducing the monthly payments. After the minimum term of the agreement is reached the lender will retain ownership of the equipment.

Sale & Lease Back

A quick way for your company to raise working capital against assets you already own. Transfer the ownership of your asset over to a lender, then make monthly repayments in order to keep using the equipment.

Office Equipment

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We understand the need for investing in necessary IT and office equipment to keep your business moving, but why use your valuable cash flow? Spread the costs and make the most out of your working capital.

Fixed Term Hire Agreement

Fixed payments over a fixed period of time, with the option to gain ownership of the equipment at the end of the agreement.

Minimum Term Hire Agreement

Fixed payments over a minimum term, giving you the option to continue leasing the equipment after the primary term of the agreement has been reached.

Operational Lease

Lease the equipment without the hassle of ever owning it. The lender will consider it's future value and take a residual risk in turn reducing the monthly payments. After the minimum term of the agreement is reached the lender will retain ownership of the equipment.

Sale & Lease Back

A quick way for your company to raise working capital against assets you already own. Transfer the ownership of your asset over to a lender, then make monthly repayments in order to keep using the equipment.

Commercial Property

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Looking to invest in a commercial property or want to own your existing premises?

Commercial Mortgage

A mortgage secured on a property which is for commercial activities.

Buy 2 Let Mortgages

If you are building a portfolio of property to rent out to commercial or residential tenants then we can provide you with access to the whole of market. This enables you to get the best possible deals and spread the risk across your portfolio.

Development Finance

This is a short-term lending facility designed specifically for customers wishing to develop land or property into commercial or residential premises.

Bridging Finance

Also a short-term lending facility but this product enables customers to purchase property quickly and easily with the view to mortgaging it at a later date.

What you can expect from us

Learn more about us and our products